How to File for Divorce in Fredericksburg, VA | SRIS Law

How to File for Divorce in Fredericksburg, VA: A 2025 Guide from a Seasoned Attorney

Key Takeaways on Filing for Divorce in Fredericksburg

  • Jurisdiction is Non-Negotiable: You or your spouse must be a resident and domiciliary of Virginia for at least six months before filing in the Fredericksburg Circuit Court, as mandated by Virginia Code § 20-97.
  • Grounds Must Be Established: Virginia allows for “no-fault” divorce after a separation period (one year, or six months with a written agreement and no minor children) or “fault-based” divorce for reasons like adultery or cruelty.
  • The Process Starts with Filing: A divorce begins by filing a “Complaint for Divorce” with the Clerk of the Fredericksburg Circuit Court and ensuring your spouse is properly served with the papers.
  • Uncontested vs. Contested: An uncontested divorce, where both parties agree on all terms, is faster and less expensive. Contested divorces involve court intervention to resolve disputes over property, support, or custody.
  • Ancillary Matters are Critical: The divorce decree must resolve all related issues, including child custody and visitation, child support, spousal support (alimony), and the equitable distribution of marital assets and debts under Virginia Code § 20-107.3.

After more than two decades practicing family law in Virginia, I have guided hundreds of clients through the intricate process of divorce in the Fredericksburg area. It is a path marked by significant emotional and financial challenges, but with a clear understanding of the law and a strategic approach, it is a path you can navigate successfully. The decision to end a marriage is never made lightly, and the legal framework that governs it can seem daunting. This guide is designed to demystify the Fredericksburg divorce process, providing the authoritative, hands-on knowledge I’ve gained over my career to help you understand the journey ahead.

Filing for divorce is not merely about signing a paper; it’s a formal legal procedure that fundamentally alters your rights and obligations. It involves satisfying specific jurisdictional requirements, choosing the appropriate legal grounds, and meticulously addressing complex issues like property division, support, and the well-being of your children. Whether you are contemplating an amicable, uncontested separation or anticipate a more contentious legal battle, the principles outlined here will serve as your foundational map. We will walk through the specific steps required by the Fredericksburg Circuit Court and explore the strategic considerations that can shape the outcome of your case.

Before You File: Satisfying Virginia’s Jurisdictional Requirements

Before any divorce proceedings can begin in Fredericksburg, you must meet Virginia’s strict residency requirements. Specifically, Virginia Code § 20-97 mandates that either you or your spouse must have been a bona fide resident and domiciliary of the Commonwealth for at least six months prior to filing the Complaint for Divorce. The case must then be filed in the appropriate venue, which is typically the Circuit Court in the city or county where the parties last lived together or where the defendant resides.

In my experience, the concept of “jurisdiction” is the first and most critical hurdle in any divorce case. It’s an absolute prerequisite. The court simply has no authority to hear your case if these conditions aren’t met. Let’s break down the two key components: residency and domicile.

  • Residency: This is the more straightforward part. It means you have physically lived in Virginia for the required six-month period. This can be proven with documents like a lease, utility bills, or a driver’s license.
  • Domicile: This is about intent. Domicile means you reside in Virginia with the intention of remaining here indefinitely. This is particularly relevant for military families stationed in the area or individuals who travel frequently for work. You must be able to demonstrate to the Fredericksburg Circuit Court that Virginia is your true, permanent home, not just a temporary stopping point.

Pursuant to Virginia Code § 20-96, the proper place to file, known as “venue,” is also crucial. For residents of the City of Fredericksburg, the proper venue is the Fredericksburg Circuit Court. If you and your spouse last cohabited in Fredericksburg, this is an appropriate venue. Alternatively, you can file in the Circuit Court of the city or county where the defendant (the spouse who is not filing) currently resides. Failing to meet these jurisdictional and venue rules will result in the court dismissing your case, forcing you to start over, wasting valuable time and resources.

The Grounds for Divorce in Virginia: Navigating Fault vs. No-Fault

Virginia law, specifically Virginia Code § 20-91, provides for both no-fault and fault-based grounds for divorce. The most common ground is a no-fault separation, requiring you to live separate and apart without cohabitation for one year. This period is reduced to six months if you have no minor children and have a signed separation agreement. Fault grounds include adultery, cruelty, and desertion, which can impact spousal support and the speed of the divorce process.

Choosing the grounds for your divorce is a strategic decision that can significantly influence the tone, cost, and timeline of your case. Over the years, I’ve seen clients lean towards no-fault for its simplicity and lower conflict, while others have compelling reasons to pursue a fault-based divorce.

No-Fault Divorce: The Path of Separation

This is the most common route for divorce in Fredericksburg. The core requirement is a period of continuous separation.

  • One-Year Separation: If you and your spouse have minor children, or if you do not have a written property settlement agreement (also known as a marital settlement agreement), you must live separate and apart, without interruption and without any intention of reconciling, for a full 12 months before the court can grant your divorce.
  • Six-Month Separation: If you have no minor children from the marriage and you have a fully executed separation agreement resolving all issues of property and debt, the required separation period is reduced to six months.

Living “separate and apart” doesn’t always mean one person must move out. While separate residences are the clearest evidence, Virginia courts have, in some cases, allowed for separation under the same roof, provided the couple ceases all marital relations and presents themselves publicly as separated. However, this is a very high bar to clear and requires meticulous documentation.

Fault-Based Divorce: When Conduct is a Factor

A fault-based divorce can be filed without a waiting period, but it requires proving specific misconduct by your spouse. The primary fault grounds under Virginia Code § 20-91 are:

  • Adultery, Sodomy, or Buggery: This requires a high standard of proof, often “clear and convincing evidence,” which can be more than just suspicion. It can be proven through direct evidence or circumstantial evidence, such as testimony from a private investigator. A finding of adultery can act as a bar to receiving spousal support for the at-fault party, unless manifest injustice would result.
  • Felony Conviction: If a spouse is convicted of a felony, sentenced to more than a year of confinement, and the parties do not resume cohabitation after the imprisonment, this can be grounds for divorce.
  • Cruelty and Reasonable Apprehension of Bodily Harm: This involves acts of physical violence or conduct that creates a reasonable fear of harm, making cohabitation unsafe. It must be more than mere rudeness or incompatibility.
  • Willful Desertion or Abandonment: This occurs when one spouse breaks off cohabitation with the intent to desert the other, without justification. This intent must be present for a period of one year before a divorce can be granted on these grounds.

Pursuing a fault-based divorce is a serious decision. It often leads to a more contentious and expensive legal process, as it requires proving these allegations in court. However, it can provide leverage in negotiations, particularly concerning spousal support.

The Step-by-Step Filing Process in Fredericksburg Circuit Court

The Fredericksburg divorce process formally begins when one spouse, the Plaintiff, files a “Complaint for Divorce” with the Fredericksburg Circuit Court Clerk. This document outlines the legal grounds and requests the desired relief. The other spouse, the Defendant, must then be legally “served” with the complaint. From there, the case proceeds through responsive pleadings, financial discovery, negotiation or mediation, and ultimately a final hearing where the judge signs the Final Decree of Divorce.

Navigating the procedural requirements of the Fredericksburg Circuit Court, part of Virginia’s 15th Judicial Circuit, is where experienced legal counsel becomes invaluable. While the high-level steps seem linear, each stage has its own complexities and deadlines.

  1. Drafting and Filing the Complaint: The process starts with a meticulously drafted Complaint for Divorce. This legal document identifies the parties, confirms jurisdiction, states the grounds for divorce, and makes requests (known as “prayers for relief”) regarding property, support, and custody. Along with the Complaint, you must file a VS-4 form (for vital statistics) and pay the court’s filing fee.
  2. Service of Process: The law requires that the Defendant be formally notified of the lawsuit. This is called service of process. In Fredericksburg, this is typically done by the local Sheriff’s Office or by a private process server. The Defendant can also accept service voluntarily by signing a waiver. Proper service is a constitutional requirement of due process; without it, the court cannot proceed.
  3. The Defendant’s Response: After being served, the Defendant has 21 days to file a responsive pleading with the court. This is usually an “Answer,” which admits or denies the allegations in the Complaint. The Defendant may also file a “Counterclaim,” asserting their own grounds for divorce and requests for relief. If no response is filed, the Plaintiff may be able to proceed with the divorce by default, but this can be a complex path.
  4. Pendente Lite Hearing (If Necessary): If immediate issues like temporary custody, child support, spousal support, or who stays in the marital home cannot be agreed upon, either party can request a pendente lite (Latin for “pending the litigation”) hearing. A judge in the Fredericksburg Circuit Court or, often for custody and support, the Fredericksburg Juvenile and Domestic Relations District Court, will issue a temporary order to maintain stability while the divorce is ongoing.
  5. Discovery: This is the formal process of exchanging information. It can include written questions (Interrogatories), requests for documents (like bank statements and tax returns), and depositions (out-of-court testimony under oath). Full financial disclosure is the bedrock of a fair divorce settlement.
  6. Negotiation and Settlement: The vast majority of my cases resolve through a negotiated settlement rather than a full-blown trial. This is typically accomplished through a Property Settlement Agreement (PSA). This comprehensive contract resolves all issues of the divorce and is then incorporated into the Final Decree.
  7. Final Hearing: Once all issues are resolved (or if the case has been decided by a judge at trial), a final hearing is held. For uncontested divorces based on separation, this can sometimes be done by affidavit or a brief appearance to present evidence. The judge will review the PSA, ensure it is fair, and sign the Final Decree of Divorce, which legally ends the marriage.

Contested vs. Uncontested Divorce: Two Very Different Paths

An uncontested divorce occurs when both spouses agree on all terms, including property division, support, and custody, memorializing their agreement in a signed document. It is faster, cheaper, and less adversarial. A contested divorce arises when there is a disagreement on one or more of these key issues, requiring court intervention through hearings, discovery, and potentially a full trial to resolve the disputes for the parties.

In my initial meetings with clients in Fredericksburg, one of the first things we assess is whether the case is likely to be contested or uncontested. The answer to this question dictates the entire strategy, timeline, and cost of the divorce. It’s the fundamental fork in the road.

The Uncontested Divorce: The Amicable Path

This is the ideal scenario for many. It’s characterized by cooperation and a shared desire to move forward without a protracted legal fight.

  • Key Element: The cornerstone of an uncontested divorce is a comprehensive Property Settlement Agreement (PSA), also known as a Marital Settlement Agreement (MSA).
  • The Process: Once the separation period is met, one party files the Complaint. The other party can accept service. We then draft the PSA, ensuring it covers every detail: who gets the house, how retirement accounts are divided, the custody and visitation schedule, and the amount and duration of any support. Once signed by both parties and notarized, it is submitted to the court with the Final Decree.
  • Benefits: The benefits are immense. It is significantly less expensive in legal fees, much faster (often concluded within a few months of eligibility), and preserves a more functional co-parenting relationship by minimizing conflict. You, not a judge, maintain control over the outcome.

The Contested Divorce: The Adversarial Path

A divorce becomes “contested” the moment there is a disagreement on any single issue. I’ve seen cases become contested over a single piece of furniture, and others over complex, multi-million dollar business valuations.

  • Common Points of Conflict: The most frequent disputes arise over child custody schedules, the amount of child or spousal support, and the division of significant assets like the marital home, businesses, or retirement accounts.
  • The Process: A contested divorce involves the full litigation process. This means formal discovery, motions, pendente lite hearings, settlement conferences, and if no agreement can be reached, a trial. At trial, both sides will present evidence and testimony, and a judge from the Fredericksburg Circuit Court will make the final decisions.
  • Considerations: This path is emotionally draining, time-consuming (can take a year or more), and exponentially more expensive. It introduces uncertainty, as the final outcome is in the hands of a third party (the judge). While sometimes unavoidable, especially in cases with abuse, hidden assets, or a highly unreasonable spouse, litigation should always be the last resort after all good-faith settlement efforts have been exhausted.

Critical Ancillary Issues: Custody, Support, and Property Division

A divorce decree does more than just end a marriage; it must resolve all ancillary matters. In Fredericksburg, this means establishing a legal framework for child custody and visitation based on the child’s best interests, calculating child and spousal support according to Virginia’s guidelines and statutory factors, and ensuring the equitable distribution of all marital property and debts as required by Virginia Code § 20-107.3.

I often tell clients that dissolving the marriage is the easy part. The real work of a divorce lies in untangling the financial and parental aspects of the relationship in a fair and legally sound manner. These three areas are where the stakes are highest.

Child Custody and Visitation (Virginia Code § 20-107.1)

When children are involved, their well-being is the court’s paramount concern. Virginia courts determine custody based on the “best interests of the child,” considering a list of statutory factors.

  • Legal Custody: This refers to the right to make major decisions for the child regarding health, education, and welfare. Courts in Fredericksburg strongly favor joint legal custody, where both parents have a say.
  • Physical Custody: This refers to where the child lives. It can be sole custody (the child lives with one parent), shared custody (each parent has the child for more than 90 days a year), or split custody (each parent has custody of at least one child). The court will establish a specific visitation schedule for the non-custodial parent or a parenting time schedule in shared custody arrangements.

Child and Spousal Support

Financial support is a statutory obligation.

  • Child Support: This is calculated using a formula set by Virginia law. The calculation primarily considers each parent’s gross monthly income and costs for work-related childcare and health insurance premiums for the child. The amount of time each parent has the child under the physical custody arrangement is also a major factor.
  • Spousal Support (Alimony): Unlike child support, there is no fixed formula for the amount or duration of spousal support. The court considers numerous factors listed in Virginia Code § 20-107.1, such as the duration of the marriage, the contributions of each party (monetary and non-monetary), the earning capacity of each spouse, and the fault grounds that led to the marriage’s breakdown. Spousal support can be for a defined period, indefinitely, or paid in a lump sum.

Equitable Distribution of Property (Virginia Code § 20-107.3)

“Equitable” does not mean “equal.” It means fair. Virginia is an equitable distribution state. The court follows a three-step process:

  1. Classify Property: All property is classified as marital, separate, or hybrid. Separate property is anything acquired before the marriage or by gift or inheritance during the marriage. Marital property is generally everything else acquired during the marriage, regardless of whose name is on the title.
  2. Value Property: Assets and debts must be valued as of the date of the evidentiary hearing or trial. This can be simple for a bank account but complex for a business or a pension, often requiring professional appraisers or actuaries.
  3. Distribute Property: The court divides the marital property and debt between the spouses, considering a list of statutory factors. These factors include the contributions of each party to the family’s well-being, the duration of the marriage, and the circumstances leading to the divorce.

The SRIS Virginia Divorce Initial Filing Checklist

Initiating a divorce requires careful organization. To assist our clients, we at Law Offices Of SRIS, P.C. have developed this practical checklist to help you gather the essential documents and information needed for the initial filing phase in Fredericksburg. Having these items prepared can streamline the process and ensure your case starts on a solid foundation.

Phase 1: Foundational Information & Documents

  1. Residency & Separation Proof:
    • [ ] Proof of Virginia residency for at least 6 months (e.g., driver’s license, utility bill, lease agreement).
    • [ ] Date of final separation. Note the exact date you and your spouse began living separate and apart with the intent to end the marriage.
  2. Personal & Marital Information:
    • [ ] Full legal names, dates of birth, and social security numbers for both spouses.
    • [ ] Date and location (city, county, state) of marriage.
    • [ ] Copy of the marriage certificate, if available.
    • [ ] Full legal names and dates of birth for all minor children.
  3. Opposing Party Information:
    • [ ] Your spouse’s current residential address for service of process.
    • [ ] Your spouse’s current place of employment, if known.

Phase 2: Financial Documentation (Initial Overview)

While a full financial discovery will come later, having a snapshot now is critical.

  1. Income Verification:
    • [ ] Your last two years of tax returns (federal and state).
    • [ ] Your last three pay stubs.
    • [ ] Your spouse’s last known pay stubs or income information, if accessible.
  2. Major Assets & Debts List:
    • [ ] List of all real estate owned, with addresses and estimated value.
    • [ ] List of all vehicles, with year, make, model, and estimated value.
    • [ ] List of all bank accounts (checking, savings) with institution names and approximate balances.
    • [ ] List of all retirement accounts (401k, IRA, Pension) with institution names and approximate balances.
    • [ ] List of major debts (mortgage, car loans, credit cards) with creditor names and approximate balances.

This checklist is a starting point for organizational purposes and does not constitute legal advice. The specific documents required for your case may vary.

Legal Strategies for a Favorable Outcome

Over my career, I’ve learned that the best legal strategy isn’t always the most aggressive one. It’s the one that is tailored to the client’s goals, the facts of the case, and the specific dynamics of the opposing party.

  • Negotiation and Mediation First: Whenever possible, I advise clients to attempt to resolve issues outside of court. Mediation, with a neutral third party facilitating discussion, can be highly effective. A well-negotiated Property Settlement Agreement gives you control and predictability, which you lose the moment you step into a courtroom.
  • Be Thorough in Discovery: Never assume you know the full financial picture. A common strategy from a hiding spouse is to undervalue assets or overstate debts. Insisting on a formal and thorough discovery process is not about being difficult; it’s about ensuring a truly equitable distribution based on facts, not fiction.
  • Maintain Meticulous Records: Document everything. Keep a log of communication with your spouse, especially concerning children. Keep track of visitation dates, expenses you pay, and any incidents of concern. In a contested case, the person with the better records often has the stronger argument.
  • Focus on the Big Picture: It’s easy to get bogged down in emotional battles over minor issues. A seasoned attorney helps you stay focused on the most important long-term goals: your financial security and the well-being of your children. Don’t spend thousands of dollars in legal fees fighting over an asset worth a few hundred.

Common Mistakes to Avoid in a Fredericksburg Divorce

I have seen well-intentioned people make critical errors that harm their case. Avoiding these common pitfalls is essential.

  1. Moving Out of the Marital Home Prematurely: While necessary for separation, leaving the home without a temporary court order or written agreement can sometimes be construed as desertion or impact your claim to the property. It’s crucial to discuss the timing and manner of this step with counsel.
  2. Hiding Assets or Misrepresenting Finances: This is one of the worst mistakes you can make. If caught, and you likely will be, the court can penalize you severely, potentially awarding a larger share of the assets to your spouse and ordering you to pay their attorney’s fees. Honesty and transparency are paramount.
  3. Using Social Media as a Vent: Everything you post online is potential evidence. Complaining about your spouse, posting pictures from a lavish vacation while claiming you can’t afford support, or introducing a new romantic partner can all be used against you in court. Stay offline.
  4. Involving the Children in the Conflict: Do not use your children as messengers, question them about the other parent, or speak negatively about your spouse in front of them. The judges in the Fredericksburg courts are highly attuned to parental alienation and will not look favorably upon a parent who puts their children in the middle.
  5. Failing to Hire Knowledgeable Legal Counsel: Attempting to navigate the complexities of equitable distribution, support calculations, and custody law on your own (pro se) is fraught with risk. The law has nuances that only an experienced family law attorney will understand. An error in your PSA or final decree can have irreversible financial consequences.

Glossary of Key Virginia Divorce Terms

Complaint for Divorce
The initial legal document filed with the court to begin the divorce process.
Equitable Distribution
The legal principle in Virginia for dividing marital property and debts in a manner that is fair, but not necessarily a 50/50 split.
Marital Property
Generally, all assets and debts acquired by either spouse from the date of marriage to the date of final separation.
Pendente Lite Relief
A temporary court order that provides for issues like custody, support, and possession of the marital home while the divorce is pending.
Pro Se
A term for representing oneself in court without an attorney.
Property Settlement Agreement (PSA)
A legally binding contract signed by both spouses that resolves all issues of the divorce, including property, debt, support, and custody.
Service of Process
The formal legal procedure of giving the other party notice of the lawsuit by delivering the filed court documents.

Common Scenarios & Questions

Scenario 1: The Amicable Military Divorce

“My husband and I are both active duty military. We’ve been stationed in Virginia for two years and agree on everything. We have a signed agreement and no kids. How quickly can we get divorced in Fredericksburg?”

As a seasoned attorney, I’d explain that because they have been residents for over six months, have no minor children, and have a signed agreement, they meet the criteria for a six-month separation. Once that six-month period has passed, they can file for an uncontested divorce. The process can be relatively quick, often finalized within 60-90 days after filing, as the case can proceed efficiently through the Fredericksburg Circuit Court once all the paperwork, including the PSA and final decree, is submitted for the judge’s signature.

Scenario 2: The Stay-at-Home Parent with Financial Concerns

“I’ve been a stay-at-home mom in Fredericksburg for 15 years. My husband was the sole breadwinner and has just filed for divorce. I have no income and no access to our financial accounts. What do I do?”

My immediate advice would be to seek a pendente lite hearing. We would file a motion with the court to request temporary spousal support, child support, and an order requiring him to pay her legal fees. This provides immediate financial stability. We would also initiate the discovery process to get a full accounting of all marital assets, including retirement accounts and investments, to ensure she receives her fair, equitable share of the property accumulated during their 15-year marriage.

Scenario 3: Disagreement Over a Business

“My wife and I started a successful local business in Fredericksburg during our marriage. I did all the work, but she is claiming she’s entitled to half of it. Is that right?”

I would clarify that under Virginia’s equitable distribution laws, a business started during the marriage is considered marital property, regardless of whose name is on the paperwork or who did the day-to-day work. The key is to get an accurate business valuation from a forensic accountant. The wife is entitled to an equitable share, which may or may not be 50%. The strategy would focus on negotiating a buyout of her share, possibly paid out over time, to allow the husband to keep the business intact while ensuring she receives her fair portion of its value.

Frequently Asked Questions

1. How much does it cost to file for divorce in Fredericksburg?
The court filing fee for the Fredericksburg Circuit Court is a set amount, but the total cost varies dramatically. An uncontested divorce with a simple agreement may cost a few thousand dollars in legal fees, while a highly contested case involving business valuations and custody disputes can cost tens of thousands.

2. Do I have to go to court to get divorced?
For a truly uncontested divorce based on separation where all paperwork is in order, it’s often possible to finalize the divorce without a formal court appearance. A final hearing might be done by presenting sworn testimony through an affidavit. However, in any contested case, you will almost certainly have to attend court hearings.

3. Can I get a divorce if my spouse doesn’t want one?
Yes. Your spouse cannot prevent you from getting a divorce. If they refuse to cooperate or sign documents, the process will become a contested one, but you can still proceed to a final resolution by meeting the statutory requirements for separation and serving them properly.

4. What is the difference between legal separation and the separation required for divorce?
Virginia does not have a formal status of “legal separation” granted by a court. The separation required for a no-fault divorce is a physical separation where at least one party has the intent for it to be permanent. A “separation agreement” is a contract you can sign during this period, but it’s not a court order.

5. How is debt divided in a Fredericksburg divorce?
Just like assets, marital debt—debt incurred during the marriage for a marital purpose—is subject to equitable distribution. The court will divide the debts between the parties in a fair and equitable manner, regardless of whose name is on the account.

6. Can I change my name back after the divorce?
Yes. You can request that the court include an order in your Final Decree of Divorce allowing you to resume your former or maiden name. This is a standard request and is routinely granted.

7. How long do I have to live in Fredericksburg specifically to file here?
You do not need to live in the City of Fredericksburg for six months. The requirement is to be a resident of the Commonwealth of Virginia for six months. You file in Fredericksburg if it is the proper venue—for example, if it’s where you last lived together as a couple or where the defendant spouse resides.

8. Does it matter who files for divorce first?
Procedurally, the person who files is the “Plaintiff” and the other is the “Defendant.” The Plaintiff gets to present their case first at trial. However, in the grand scheme, it has very little strategic advantage in determining the final outcome of property division or custody.

9. What if my spouse and I reconcile during our separation period?
If you resume cohabitation with the intent to reconcile, even for a short period, it can reset the clock on your one-year or six-month separation period. The separation must be continuous and uninterrupted.

10. Is Virginia a 50/50 state?
No. Virginia is an “equitable distribution” state, not a “community property” (50/50) state. The court divides marital property fairly, which may or may not result in an equal split, based on the statutory factors in Virginia Code § 20-107.3.

11. Can I receive spousal support if I committed adultery?
Generally, a finding of adultery is a legal bar to receiving spousal support. However, there is an exception if the court finds that denying support would constitute a “manifest injustice,” based on the respective degrees of fault and the economic circumstances of the parties.

12. What is a VS-4 form?
This is a statistical form required by the Virginia Department of Health’s Division of Vital Records. It must be filed with your Complaint for Divorce and collects basic data about the parties and the marriage.

Navigating a divorce in Fredericksburg requires a clear understanding of Virginia law and local court procedures. The decisions made during this time will have a lasting impact on your future. If you are facing the prospect of divorce, we encourage you to seek guidance from a seasoned legal professional. Contact Law Offices Of SRIS, P.C. at 888-437-7747 to schedule a confidential case assessment.

Disclaimer: The information contained in this article is for general informational purposes only and is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters, and electronic mail. Contacting us does not create an attorney-client relationship.